To raise standards in our profession, we believe that financial planners should be open, honest and transparent at all times and clients should feel assured and be able to implicitly trust those they are dealing with.

 

WE CHARGE A FLAT FEE FOR OUR WORK

This is different from how some financial planning firms charge but we do this because we think it is the clearest way to charge for the service that we provide.

We believe that being transparent and open about our fees from the start is the best way to create a relationship, built on shared understanding, equality and trust, and enables us to provide you with the best possible service.

 

CHALLENGING THE STATUS QUO

Many advisers use a ‘percentage of assets under advice’ model.

Charging this way can create an unintentional bias to recommend a particular outcome, as it incentivises a transfer of assets, rather than asking people to pay for the expertise and relevance of the advice given.

It is our belief that paying a flat fee is the best way to make sure that you receive the best advice for a fair price and that we are reimbursed for the work that we undertake on your behalf.

Lastly, percentages are confusing and can often sound less than an actual figure stated in pounds and pence. We don’t think that should be a reason not to be clear and straightforward. You should understand exactly what you will be charged from the start so that you can make the right decisions for you and your family.

 

YOUR FIRST MEETING WITH US

Your first meeting with us is at our cost and there’s no obligation to go ahead with our services. That said, we are confident that upon meeting with us, you’ll see the value that can be achieved through using our services.

 

YOUR PERSONALISED FEE ILLUSTRATION

Before your first appointment with us, you will be provided with ‘Our Fees and Charges’ document (also available below) so that you can read and digest the information. It will tell you what to expect from our service and also give you the opportunity to ask questions about the costs, and how they apply, in our initial meeting.

After the meeting, once we understand what kind of support you’ll need and the make-up of the assets that you hold, we’ll be able to provide you with a personalised quotation. Receiving this from us does not tie you into going ahead, so if you decided that the charges don’t provide you with value for money, you can walk away.

It is also worth noting, that in many cases, fees can be paid directly from your pension or investment and our fee structure also includes caps, meaning that there is a limit to the amount that you could pay, but also that we are reimbursed fairly for the work that we do.

 

OUR FEES AND CHARGES GUIDE

The below document outlines how we charge for our work. Your financial planner will be able to tell you what fees will apply to you during your meeting.

Our Fees and Charges